People are greedy, people are frivolous and human nature is human nature in the end lol.I will DM you in case I need this type of loan, which I may for out of state property.

Do any body have more tricks or ways to find the owner?

It quickly becomes infinitely complex to analyze if you use ALL relevant information.Whether or not the market (or sub market) will appreciate or depreciate ultimately depends on humans making decisions whether directly or indirectly.

Hi, quick question, I've read that the Tax Lien Holder is not allowed to contact property owners for 2 years from winning the bid, does any body know how it works for Tax Deed and how about other investors? 

Some one can help me ,i was pooking on Ross Hamilton videos and sound very easy and help full on bying rentals and huds .Any body can give some info on if is k the courses 

In other words, are we like a for-profit Habitat For Humanity or is that just dreaming?

If you're doing a 15-year mortgage, you're no longer playing the cash flow game, you're playing the equity game.Assuming you exit on the 15th year, let's compare the cashflow of this property unleveraged and with 100% leverage.Since the IRR of your property without cashflow is higher than your rate of borrowing 8.79% > 5%, it makes sense to lever up as much as humanly possible AS LONG AS you are comfortable with taking on the risk of lower liquidity.This assumes all of your assumptions are right and doesn't get into nitpicky stuff like the fact that you don't have PMI on a 100% leveraged property.

I only need one buyer per deal but I am going to put that deal infront of as many people as humanly posible. 

Its been said here many times, a good percent of landlording is managing human behavior and if you let this tenant continue to mess up your property with no repercussions, you are enabling bad behavior. 

FHA/USDA/VA guidelines and conventional guidelines will only require 12 month rent verification under specific scenarios, almost all of which are determined when your file gets run through Desktop Underwriter, which is the program that underwrites your file before the human underwriter touches it.