Build up cash. 

I think most LLs forget about the exterior of the buildings looking good, but you're right - you want the tenant to keep things nice, give them some pride in the outside for starters....

You'd most likely have funds to do something interesting in the area and maybe build on a lot you divide with the right financing.

Ohio markets show up 3 times in Zillows 2024 hottest markets, with Columbus and Cincinnati taking the top 2 and 3 spots.

I bought a primary house here( new build townhome) and currently turning my basement into studio so I can rent that out short term.

Speaking as a lender (not investor) with some experience in small balance commercial lending, I can tell you that it is likely going to be tough to find financing most likely as a lot of commercial lenders tend to stay away from churches, although could be more favorable if the building is true retail/office rather than a structure built specifically in the style of a traditional church (i.e. hard to transition to other tenants if needed)

Often, historical expenses just don't exist, especially if someone is selling a newly rehabbed smaller building. 

I am always ready to network and build long-term relationships with the goal of becoming financially independent. 

Well if you live in a massive apartment building the debt that underwrites that building is likely a commercial loan wrapped into a security instrument.

Businesses goal is profit and in the form of STVRs it is net cash flow.A STVR building/ home is not much different than a business like Walgreens triple net leasing a building.