Those with higher credit scores don’t want them trashed over pet damage they don’t pay for.

I mean I have also had up to 30 million in Lines of credit for HML ing and they never once asked for any of this.

If you like the house and the area and want to live there and its habitable, go ahead and try to get a plain vanilla conventional loan from the local credit union and mortgage broker. 

If you’re curious about the details or just want to discuss potential opportunities feel free to reach out.

Start with BiggerPockets Ultimate Beginners Guide (free).

They used both of their credit histories and income to qualify for the financing so that's what the underwriting is based on.But you also have to look at the tax implications.

You can offer free rent in exchange for specific duties.2.

Having someone who has 'been there, done that' will help you navigate challenges effectively AND weather some of those storms you'll face along the way.Feel free to send me a PM if there is anything I can help with!

Oh, worried about "free" legal resources for tenants?

Real estate has so many tax benefits and credits available, that I always tell people it's crucial to have a CPA that's extremely knowledgeable in this area.