Marie Poe, I am just guessing here and would also like to see more knowledgeable answers but the appraisal is only one aspect for a lender to consider when making the loan.

My mother and her husband, in Michigan, use "land contract" to describe properties they've deeded away and where they're carrying back the note.

Marie--I initially thought about replacing it with a new solid-wood door while I was talking to her because she said she's uncomfortable about having just a pane of glass between her and a threat.

Marie Poe: It can get confusing when you try to make offers that will get accepted instead making offers for what you want to pay.

Marie Poe:Chris Clothier Speaking of humor, any chance your original post was just a prod, and that some of us missed it?

AAA is based in Michigan.

Good idea Karen M. I

Marie Poe, that a lead isn't a brokering - but I've heard that the government doesn't agree with us in a lot of states and probably soon to be all.

Maybe the $32k homes are section 8 rentals in Ohio or Michigan.

We made it work for a while, but knowing we were going to eventually have another we started looking for something bigger.Unfortunately, given the fact that we bought at the peak, probably overpaid, purchased with very little down, and the state of the Michigan market, we couldn't sell.