Granted, you probably should invest in your backyard especially because it sounds like your other rentals are in the area.  

Hi, my name is Grant.

Hey Grant, thank you!

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We were intending on focusing on the local market, but IMHO it seems quite frothy and certainly difficult to find positive cash flow (granted, that could just be my lack of experience in finding deals).  

The strength that I bring to the table is in the field of the government grants, as I'm an attorney that worked for the city for years and still have good ties to city, county, and state government. 

You may have specific state laws that apply granting an equitable interest to collateral in the event of default.

Hi, as a favor to a foreign family member, I'm looking to sell a couple pieces of land.This is completely new to me, but do I go about it the same way as I would sell property? Anything I need to be concerned about? A...

Is there a local Maryland state, Baltimore city, or federal program than can provide grant money?

Also to address @Jay Hinrichs remarks on re-defaults, we require that the borrower pay in some or all of their arrearages before we grant a loan mod to keep them in their home.