She moved out two days ago so we inspected it and the place is filthy with no attempt to clean and damages on top.

All of these rules around reserves and percentages are nothing but an attempt to assess these two numbers. 

If you’re a buy & hold real estate investor, a flipper, or a first-time investor, Development is definitely a challenge that has very little overlap with the real estate investing strategies you are most familiar with.In this post, I’ll go over my first-hand experience with developing a land investment that I purchased and the three issues I faced when attempting to develop.

To their credit they eventually make repairs, but they don’t attempt make an appt for an agreed upon time, they just tell us vaguely when they will be there (‘I’ll come sometime after work Tuesday” etc).

In my letter I disclose that I am a licensed real estate agent but this isn't an attempt to solicit a listing.

Although my wife had attempted to scrape it off with a blade.The subfloor was 3/4 inch plywood & soaked in pet urine so we drenched it in shellac & after several days in mid summer heat the odor was gone.

Valued at 275k (FHA loan with PMI fixed in).Do I attempt to pay this down to have the property cash flow?

I will certainly first attempt Seller Financing/Seller Building, but am uncertain about backing my downpayment with so many different types of lending. 

Not to say someone couldn’t make them work, I just see a lot of people going that route with limited knowledge before attempting it.

When I first purchased the home I attempted to put insurance on the property but the agent came back saying I needed to address a few windows needless to say I didn’t bc I thought I’d get that done during the rehab but the rehab took much longer than I thought now I am trying to get insurance and I think I’m getting told the property is uninsurable because I never had it insured under my name any ideas on what I can do to get around this issue?