Today the Fed said they would debate having 3 rate cuts this year, which can add up to .75-1 basis point. 
On the 15 yr fixed mortgage's I use, that comes out to about $250/month in interest payments, or $3,000/year....

I will be in touch. 

Feel free to explore the BiggerPockets forums, ask questions, and connect with fellow investors who can share valuable insights based on their experiences. 

I won’t be looking to re fi those anytime soon because my interest rates are so low with them but when I do my current lender has said they will be limiting how much they will lend based on the properties tax returns. 

You denied them based on the information on their application. 

Quote from @Seallington Touch: Hello all,New member here.

Single-family properties present less wear and tear on your investment and allows your to limit your financial liability. 3 - What type of market your looking for (cashflow primarily, mixture of cashflow & appreciation, primarily appreciation). 4 - Get in touch with local boots on the ground - as others have mentioned, the core 4.

Hey Chris, my partner is actually based out of Reno, NV.

We've a track record to share and a story to tell as we market our "new" resort to a large & generally untapped upscale customer base throughout Texas as well as both nationwide and internationally.

So sustained maintenance should not be your concern, your concern should be on how fast you can recover the initial cost of the hot tub, the maintenance is not the issue.Argument #2 Seems like this is based out of fear and the unknown.