What's the nature of your main gig?

Yes, by the very nature of commercial lending, it is assumed that commerce is conducted by and between business people, a more sophisticated set of participants that allows profits to be gained under different conditions than with the general public.

It's a room-mate situation, those are always unstable - nature of the beast.

There are sucker rates, that move after 6 months, commercial so the rate is just under the clouds as they may determine from time to time, can call with notice and they are short term vehicles by nature.

That is the unique nature of the land trust and one of the primary reasons it was used.Need a clearer understanding of this?

So changing the locks is only symbolic in nature in my state.

This is different from CA and other states where permitted use is medical in nature, and the substance is viewed as 'medicine:' (d) NOTHING IN THIS SECTION SHALL PROHIBIT A PERSON, EMPLOYER, SCHOOL, HOSPITAL, DETENTION FACILITY, CORPORATION OR ANY OTHER ENTITY WHO OCCUPIES, OWNS OR CONTROLS A PROPERTY FROM PROHIBITING OR OTHERWISE REGULATING THE POSSESSION, CONSUMPTION, USE, DISPLAY, TRANSFER, DISTRIBUTION, SALE, TRANSPORTATION, OR GROWING OF MARIJUANA ON OR IN THAT PROPERTY.

After a while... you'll get to the point where taking in all of these things is second nature, and you won't really need to see the inside to get within 10% of the right number for rehab.

Depending on the municipality, the things that might need to be paid at closing will vary - but expect that all municipal utilities will need to be paid (trash, sewer, water, in Phila natural gas even); in rentals, the landlord license might be in arrears and the tenants almost certainly weren't paying utilities.

Do you mean Credit Unions and local banks, things of that nature?