If I do not speak to you again I hope you have a wonderful holiday season!

Again, a few extra points annually, but many are interest only for 12-24 months while you stabilize and lease-up the property, season, and refi on to permanent commercial financing.

I have been an entrepreneur since 2004 in the marketing, social media and website development field.

As the first is planned to be completely finished by February (I am doing most work myself), is my thinking process flawed..bare with me.I am wanting to refi my first duplex purchase asap, I can do it after 6 months there was no seasoning on the original mortgage.

I wish you luck this holiday season with everything!

All of the contacts we developed, to include the mortgage broker and property manager, were referrals.  

Anyone with connections to builders? I am establishing a network, already have plumbing, framing and electric. Main need is foundation and architecture. 

My first moves would be listen to all the Podcast, understand the Real Estate terminology, read books, develop a good mindset, follow blogs and when you get here, attend as much Real Estate meet ups as you can to find a suitable mentor. 

I said "you don't need to write a report, just take a look at this and give me your opinion"Her response was "uh no thank you" and so I have quietly gone about getting opinions from various programs and agencies such as the local Chamber of Commerce and Small Business Development and Community Funding and Development, my realtor, local real estate investors, and various programs and it's been an interesting process.Probably the highest and best use of this piece of property is child care.People are paying $125 per week per child for child care.Eight kids equals $1,000 per week.$1,000 per week is "high wages" for this community.The building is large enough to support a large number of kids.Sixteen kids per week equals $2,000 Twenty four kids per week equals $3,000I can't make $3,000 per week turning this into a duplex.Someone mentioned turning it back into a church and that is a good idea - I like it because it can be done while I'm doing these other things and just have that as additional income!

Need I say more.Savings: $6,000Talent: I love details, photography, and I'm web savvy because I'm a web developer even though I'd like to be a full time investor and say good-bye to tech.