Keep in mind that given the current state of things lenders, title companies, and others may play a factor on time to close. 

I do not know how the expired card would come in to play but I’d refund the original card and let the banks figure it out.

I not only say that because I am one, but also because the field that we play on is more evenly matched.

The last few years I am trying to build up my investing mentality, while building up my wealth by saving up, cutting expenses, investing in the stock market, building a cash generating photovoltaic, playing with credit cards points and stuff.Now that are cash reserves are good and our son is 3 months old, we decided to stop procrastinating and take action.So recently went to a local meet up, through "meetup" app, which hosted by an investor the last few years.

This had lead me to play Monday morning quarterback and say, "man I wish I would've just taken max cashout on each one of my properties and have that additional cash on hand." 

I just didn't play on the lowest interest rates in history and a pandemic to hit the same month...

I just didn't play on the lowest interest rates in history and a pandemic to hit the same month...

better fees and monthly interest play.

Maybe work for a commercial brokerage and learn the business.Here are my favorite books:Multifamily Millions by Dave LindahlThe ABCs of Real Estate Investing by Ken McElroyThe Complete Guide to Buying and Selling Apartment Buildings by Steve BergesCommercial Real Estate Investing by Dolf De RoosTrump: The Best Real Estate Advice I Ever Received by Donald TrumpTax Free Wealth by Tom WheelwrightCommercial Real Estate 101: How Small Investors Can Get Started and Make It Big by David LindahlRaising Private Capital: Building Your Real Estate Empire Using Other People’s Money by Matt FairclothThe Definitive Guide to Apartment Marketing by Josh GrilloInvesting in Apartment Building by Matthew MartinezCrushing It in Apartments and Commercial Real Estate by Brian H MurrayThe 7 Secrets to Successful Apartment Leasing by Eric Cumley2 Years to a Million in Real Estate by Matthew MartinezBurn Zones: Playing Life’s Bad Hands by Jorge NewberyCommercial Mortgages 101: Everything You Need to Know to Create a Winning Loan Request by Michael ReinhardIt’s a Whole New Business!

Presuming you are only responsible for the costs listed above, the exact terms of the contract would come into play. 7000 down is your initial investment (plus any filing fees if the seller is not covering them), but what is your monthly term and interest rate?