I have a high deductible health insurance plan, the HSA will cover my out of pocket expenses for prescription, lab fees, Doctors visits and Dental expenses.

We had to fire numerous bad PM’s as we learned the ropes, but we survived and we learned the value of good property management!

They are numerous ways to come with creative financing and if you keep digging in this forum alone, you come across novel ideas.

There're numerous podcasts on the topics with a ton of great guests.

That being said, certain counties are allowed to run their own schedules when approved by the state health department. 

An emergency is something that could harm someone's health or cause damage to the property if not dealt with immediately.

Even if figures make sense on paper today, there is just so much up in the air that I would rather wait to see how things shake out from the health side as well which is a big factor in how we get back into pre-2020 lifestyle.

I think you have valid concerns about their financial health and it is not unethical for you to reject their application based on those concerns. 

In other words, many times, it's not just about "current land values", ...but it's about "live events" unfolding with the land owners (Sellers).Health issues, death, disability, financial troubles, legal problems, "divorce or separation", job loss (which is a big deal now!)

But it is 2 doors down from a hosipital that has recently been taken over by a larger health care group and according to the people I have talked to in the neighborhood things are much safer.