Just curious.Oh, it's just a rule of thumb I use to run a stress test of what my numbers would look like if rents dropped.

If you’re worried... run a stress test against whatever you’re trying to buy.

People are into instant gratification and also, the older generation, which is a majority of the population at this point, still want to see their doctors in person and urgent care centers for example can take tests and xrays, which is limited obviously online.

Next, you can advertise a home for sale yourself as a "test ad".

I have not received any other complaints from the other 9 units in the building but i brought out a maintenance technician and he thoroughly tested all the dryers and confirmed everything was fine. 

Whats the best way to pass this test?

Whereas a mobile home park in the middle of nowhere may go for a 12 cap because investors require a higher return for something that is much more management intensive with less appreciation potential.One might assume that a higher cap rate is always a good thing, however, if your business plan is to force appreciation by improving NOI, a lower cap rate multiplies the value of the improvements you made more than a lower cap rate based on the simple math of it.

They are really testing you to see if your a trustworthy person or if you are just another "investor" trying to low ball and you proved to them to be the 2nd out of those options.

Likely a result of testosterone and the desire to test ourself.

FHA will lend on a 3-4 unit property (barring overlays), but it must pass the "FHA Self Sufficiency Test."