A little too much oversight, also is your cleaning person bonded and insured?

It might be bonding around or indemnification.

Here is a chart of the 10 year bond, which typically moves in the same direction as mortgage rates http://finance.yahoo.com/echarts?

Don't know your new financial advisors training, background, or bias but most "financial advisors" are either (a) stockbrokers disguised as financial advisors (b) insurance salesman disguised as financial advisors or (c) financial planners with heavy education and knowledge of stock market, bond market, annuities, tax planning, estate planning and wealth transfer with very little or no knowledge of real estate investing.  

It might be collateral IF you would be willing to physically deliver into a bonded escrow(aka give up possession), but imo, to use as a down payment you would need to convert to cash and deliver it to the escrow agent.

LOL  it sat fallow until early 2000 when the bonds got cleaned up lots got sold and when I was there last summer its all built out.. kind of proud to know I did it.. but not so proud to know I lost millions on the deal  :(

I recommend people start here when cutting their teeth.  

I am also an active trader for my own personal accounts, trading a pretty wide array of asset classes; stocks, options, warrants, futures, bonds, currencies, and am just starting research in mortgage notes.I've got a few rehab deals under my belt the last couple of years, and I am looking to begin ramping up my efforts.I'll send you a Colleague Request.Regards,-Rob 

I'd rather have my teeth pulled without numbing before I'd want to do what you are proposing.

You might be able to bond around it.