Hey Pat,Find out the mortgage balance. 

How do you balance what to fund and in what quantity?  

Then determine ARV of the house --estimate rehab costs --you are a rehabber --so get good idea -- then get survey done --separate 5 or 10 acres you want for your self with your house -- buy that much for $130,000 and balance of the price for the remaining land.

My 4 family use to have an old steam boiler for the whole building and man that was tough to balance out with the two floors.anyway good luck!

Many banks will also increase transfer/wire fees as the balance grows larger ... it takes a bit of figuring to find the right amount to minimize fees and avoid the bureaucratic hassle.  

When wholesaling a house to an end buyer, is the end buyer responsible for paying any and all balances owed to the bank if the owner does not own the house free and clear?

It's a tough balance and a good question.#2, but I'd definitely mix in #1 if you have certain buyers that consistently approach you about deals.

However I would like to take a balanced approach.

I am hoping that getting into REI will add some balance to this equation.

Basically that means that the lender can ask for the full loan balance within 30 days if they find out.