Lenders often time wnat to see that you have skin in the game. 

However I am a cocktail server here in Vegas and have difficulty getting approved sometimes for loans due to my tips being a big part of my income. 

I think as long as your getting some skin in the game you are ahead

I have difficulty finding someone to coach/ teach me, so I’m doing everything on my own and it’s very hard.2. 

It doesn't mean using none of your own money, or having no skin in the game, but to use as much of the bank's money as possible.

They have more skin in the game then you do.Make sure you get clear title.

If you aren't able to put any of your own skin in the game, you just aren't ready for this one.

The constant difficulty to access the house really strike my nerve.

@Jason Hu in our OPINION, like many investors, you are going about this backwards.No one has more "skin in the game" than a PMC as they have to deal with the property every day until an owner sells or fires them.An agent and a PMC should work together to find you great rental properties.

Given the space is only 2' high, getting foam board in and glueing it onto the block would be difficult. I