I've looked at crime maps of the area and it seems like it can vary widely from block to block and looks choppy rather than gradually increasing and decreasing -- is that an accurate impression that its clustered and doesn't necessarily bleed over? 

The one thing you MUST remember that will help you next time is to understand that most things CAN BE COURSE CORRECTED... your doubt was around the possibility of you making a mistake but even so EVEN if this was a mistake it is NOT finite; meaning that you can always sell, increase, decrease rents, assign etc. etc.

Schools could be closed for years.While a vaccine and low case counts may bring people back to campus in 2021-2022, it only takes a small decrease in enrollment, even just 5%, to blow a massive hole in the budget of some of these schools. 

If there is no cap on the rented out units, then the value of the condo will possibly go way down because some loans don't allow these types of situations, decreasing demand. 

If you're looking at multifamily properties over 4 units, this is going to be a critical number to know as the banks derive the valuation of a property in part from the NOI (NOI/Cap Rate).The Cap Rate is going to be dictated by your local market for that particular asset class, so there's nothing you can do to control that, but you can control the NOI by increasing revenue (raise rent and additional income sources (parking, laundry, pet fees) and by decreasing operational expenses (spend less to actually operate the property).One of the biggest expenses you'll have on a property are the utilites.

The number of homes available usually grows by 20-30% from January to June, but this year it has actually decreased over that time.

Real estate is local, but in my area we're seeing homes stay on the market much longer, sellers willing to negotiate and concede things, and a slight decrease in home values.Also keep in mind a few years ago when all an agent needed to do was list a property to get a bidding war going every agent looked like an experienced pro.

Is there anything I can do to decrease this amount?

I'm curious if Eureka's crime and squalor issues have been increasing or decreasing of the past couple of years.

Conventional rates will stay where they are throughout 2023, or maybe decrease slightly.