It was originally designed as a 12 week correspondence course.  

These loans are specifically designed for 'average' people to buy real estate.

Extension cords, bits of plasticchairs, bubble wrap, etc. are partly buried in about a 20' region of the back yard.  

What I questioned, was how/why you arrived at yours.The order of how to design a REI Plan starts by reverse engineering from your financial Goals. 

I design custom homes for a living. 

Non-QM is really designed for people in your situations that don't have W2 and are self-employed, DSCR is a subset of non-QM for investment properties specifically, and are typically the best for for STRs and MTRs

Renters insurance is designed to protect tenants' personal property and liability, and it can help cover the cost of damages caused by tenants to the rental property or others' property.

I've been through three Bubbles and I don't want anything to do with this one as we go parabollic.

Are you seeking to acquire and convert existing via renovations or design and develop new?

Now I hear we may be designated as "flippers" and ALL our rental income and sales might be designated as ordinary income.