After doing this, I then run the property through Airdna.co and/or Mashvisor.com Both of these tools will give you projections of what type of rental rates, price per night, bookings, occupancy, seasonal variations, etc.

Does anyone have a recommendation to a insurance carrier who has good rates?

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Most of it is upfront, there are insurers in Raleigh that can get you a better rate for an LLC.

@Jeremy Rosen I am a little interested in STR but have concerns about occupancy rate, chaos from being in the same building as the renters, and the capital to not only buy, but also, furnish the STR. 

The family upgrade, the "just because" bigger home buyer, the empty nester downgrades, the 2nd home, etc are choosing to wait and see, due to news of inflation and interest rates.

My own belief on RE is that we are in a more challenging period than 2012 to 2021 largely due to rate hikes.  

And then the rate will go up to its normal rate, probably 12-15% depending on the card.

However, the lodging tax is NOT included in this average daily rate. 

2) Could your money make more than the interest rate for the home somewhere else?