Many times at small community banks you can go sit with the banker that is making the decision on the loan.

This will give the banker everything they need to make a decision, shows that you have done your homework, but also reconfirms to you that this is a good deal to move forward with.

Guys hiI want to take credit line from my bank(chase)just spoke with my business banker and she said that i can count on 10%-15% APR.I am looking to get 30K credit line.How do the interest and payments calculated?

As a Mortgage Banker I have people with up to 10 financing.

A private lender is happy to make 9-12% for as long as they can whereas most hard money lenders have a balloon payment in 12-18 months so they can re-deploy the money and charge points again.That said, you may want to put together a loan package and see about finding a doctor, lawyer, banker, etc. who is interested in lending their money.

We have used a few different agents, and think she's the best.Minh-Tam Nguyen, Broker Associate, REALTOR®Coldwell Banker Vanguard Realty(904) [email protected]

Make sure that YOU are making educated long term financial decisions and that you aren't buying it just because your realtor, your loan officer, your appraiser, your banker, your buddy, your dad, or your mentor thinks its a good deal.

I specialize in close relationships with bankers and securing deals before they hit the market.

Having talked with the city, builders, bankers, attorneys and cpa's, I think if we go the build route, we would get the plans, submit those to the attorney who would draw up a condo regime, and then secure the financing to build.  

Twice now, the banker will not even make an appointment with me until I had everything available for them and I do mean everything.