I've read Rich Dad Poor Dad and I know that a lot of the reason people is for job security.

In my day job, I am a corporate and securities lawyer and I frequently help real estate developers structure the legal entities they utilize for the investments and also comply with federal and state securities laws in connection with bringing on investors.  

Secure lines of credit, pay off consumer credit cards, and save cash. 

New to BiggerPockets forum posting (but not the blog which I love)...long story short..we have 4-flat in Chicago that we inherited and are under contract, but not clear if the buyer can secure the necessary financing and the deal may fall through so we looking at our options in case this happens.  

What about security deposit?

For now, let’s focus on the four categories you’re most likely to encountering when investing in real estate through an online investment or crowdfunding platform, going from the least to most risky:Senior Debt is secured by a mortgage or deed of trust on the property itself so if the borrower fails to pay the the lender can take title to the property.

Once i secure financing should I make a even lower offer?

Typically on an investment property I have been asked to show proof of security deposit, leases for tenants and some lenders have asked for 3 months verification that the tenant has been paying (i.e. on the property bank statement). 

I like Jd Martin's comment about the credit score.You may also want to consider these criterias as well:--insufficient Credit and Rental Requirements could be assessed an additional security deposit equal to 100% of the stated rental amount, over and above any other security deposit or additional security deposit required.

Thank you for great reply .rehabbers are smart people and steal the deals if not locked under contractwould you feel secured showing a property that is not locked under contract to cash buyers ?