To aggravated the matters even more, in the rare case whereby a buyer finds a fsbo on Zillow, the lising points the potential buyer to a realtor – owner’s contact information is completely obscured while a realtor’s info is as highlighted as possible at the very top of the page, so concomitantly and in a subliminal way the page containing the fsbo listing implies to the potential buyer that he/she needs a realtor.

@Kevin Sobilo thanks for the insightful info here.  

And every dollar of expense paid/saved impacts your returns just as much as a dollar more or less in rent.

I would probably continue to save so you can increase your budget

I would start with some education, building your work history, establishing credit, and saving money.

While looking for a property you could put it in a high-yield savings account that gets you 3 to 4% so that it's not sitting stagnant losing value due to inflation.

I have family in Fl and grew up there.I have enough saved for a down payment, FHA or conventional up to 50k.

Gathering all of that info before even presenting to you a) could become another full time job with zero return b) could lose you the deal due to not acting faster whilst waiting on rent roll that may never even come!

If someone doesn't have enough cash reserves, they shouldn't buy RE but focus on saving up money, increasing current income and paying down existing debt. 

Info here and a phone call yesterday gave me all the answers.