Hold it for 1-3 years, fix it up, raise rents, and sell at a profit.

@Jeff S.The fractional TDs I'm considering buying are existing, performing short-term loans (6-18mo hold time) that a HML originated and are now selling (presumably to free up capital to make new loans).  

Trying to understand if we should sell now while we can still avoid capital gains or should we hold property as the area continues to become more and more desirable. 

Here's my experience and understanding of the law about security deposits.You cannot hold back money for anything that is normal wear and tear.  

Investment Info:Small multi-family (2-4 units) buy & hold investment.

Investment Info:Single-family residence buy & hold investment.

I will not go all over town picking up cash payments as a small petite woman for security reasons and to protect my tenants interests in knowing that when they go to the bank they get certified documentation that they paid the full amount as opposed to me giving them a hand written receipt.

If things get out of sorts, the lease agreement is what holds true. 

There are plenty of wholesalers and agents out there as well, search the for individuals who are actually investors and have first hand experience in what they are selling.

The two most obvious options at hand are : A/ Accumulating capital through my job before investing in real estate B/ Asking for a bank loan that would allow me to invest sooner, saving time, after doing market research Which strategy is better, in your regards ?