Preferably someone who also owns investment property.I live in Miami, but looking to buy single family homes in Broward county in solid blue collar neighborhoods.Thanks!

I got my package and emailed in asking for help a couple weeks back. 

I have co-brokered deals as well as closing every contract I have ever written on my own.My favorite now is a couple who had put in 8 contracts to buy a house and none of them were accepted.

Personally I would invest in a fund with an 8%+ preferred return with equity split that pushes the realized return to double digits before I would pay off that debt.

I am looking to retain and would prefer a long term solution not hard money or short term. 

I have been listing to the podcasts and have purchased some books and have been learning about real estate for a couple of months now. 

For a couple of reasons, I'm also considering looking outside this area:1 Prices are significantly higher in my area than other parts of the country and it would tie up a lot more capital to get started.  

I've been a Licensed Mortgage Loan Originator/Mortgage Broker/Loan Officer (whatever your preferred term) for the last 15 years.

. - The closing costs/fees would result in a total cost to loan ratio that is too high, making the loan not compliant- The couple lenders that will refinance some equity out will not bundle the properties, generating sizeable closing costs for each of the 3 loans.- One commercial bank I've spoken with will bundle all three properties into one loan, however will no approve me due to debt to income ratio; I have a mortgage in my name for my father in laws house (he pays mortgage and resides there) so they see the debt but no rental income.- Hard money will do the loan but with rates at above 8% with sizeable origination fees and significant pre-payment penalties.I was hoping some of you seasoned folks could help me figure out some creative financing solutions for this little conundrum. :)

Ultimately only you can decide if you prefer to continue doing the same thing or look at bigger properties.