Entire base of the cabinet is rotted out with mold. 

If the documents were falsified then the price should be based on the actuals. 

An investor doesn't pay asking prices or waste their time trying to negotiate 5-10% off asking price.An investor calculates an offer price based upon what price it will take to make their ROI target number work!

Cashflow markets are still easy to find, it sounds like you're after stability - buy near a military base. 

If you are Chicago based, we have a fantastic community for sure.

While I can't definitively say which are the absolute top 5 zip codes in Columbus, I can help you narrow your search for Class A neighborhoods that offer a good balance of rental cash flow, low vacancy rates, safety, and strong school systems.Some promising areas to consider based on general market research include New Albany (43064), known for excellent schools, safety, and strong rental demand, although cash flow might be lower due to higher property values.

Does anyone know any companies that will insure conditionally, based are her remediating the issues after close?

Hard Money Lenders will look at a few things depending on whether you're applying for bridge or DSCR financing, but primarily your FICO, LTC/ LTV, DSCR, and Location.

There's a few investors on here who primarily invest in Suffolk like @Ernest Grindle

Return On Investment, primarily from price appreciation.