If you are in your 20's, you can afford to be riskier than if you are in your 70's.

Where as something cheap like pine straw will require yearly maintenance but it will be very affordable.

If you can afford the 20 year payment, even with an unforeseen financial hardship then it may make sense to save on the interest. 

If it were mine, I'd just "Don't Know" the cat(s) are there.Maybe they pay the extra $50 for a time (if they can afford it) then move out--to somewhere with a less punitive owner.That way the rent checks just keep coming in and paying down the mortgage. 

This arden and carmichael seemed to strike a nice balance between affordability and nice, spatious properties.

Payment if I can afford the down payment with out a Partner.

@Rachan Malhotra I think you attached the Florida only list, lol...what is the relationship between fast growth a doing well as a housing provider...aka "real estate investor"Every city in America is facing an affordable housing crisis right now despite the market flooded with federal dollars and more programs than you can count...quite frankly, you can do well almost anywhere.

I would recommend getting the largest (most bedrooms) cabin you can afford.

It will be a struggle to find a small house I can afford on my own, even though I am a relatively high earner with a stable job.

But if I found a good 2-4 unit that I could afford in my desired area that is definitely a great idea!