@Brian DanoYou have to be careful when visiting places like H&R Block, Liberty, etc as they are run as a 'franchise' and normally owned by a CPA or EA who hire those with little experience to help prepare tax returns.You can check out the craigslist hiring section and you will see ads for H&R block hiring and mentioning 'no experience needed'.Below are some tips to find a Local CPA that specializes in real estate1) Attend a Local REIA / Real Estate meetup and see who other investors are using as a CPA2) Network with other investors from your City/State that you find on bigger pockets and see who they use as a CPA3) Look for CPA's with good google/yelp reviews where 'real estate' is mentioned in the review.

I went ahead a got couple of quotes for the repair.

Alot of contractors I see in my area have a tough time getting ahead simply because their not good at managing the business aspect of the business. 

It's been several months since I visited one my properties. 

The city is a great place to visit.

I lived in the house.Skip ahead to today. 

I'd also go ahead and start shopping lenders for the refi- while you are still 6 months of seasoning away from the refinance, make sure you have one lined up that will do the refinance. 

Just a heads up* I tend to lead my community to doing runs-jogs-walks.

He can go ahead and buy that asset for 50 grand a month and rent it for 600 a month.

With such a head wind coming from getting a commercial loan you may want to look at non-qualified mortgage products like debt-service-coverage-ratio loans or possibly a HELOC.