I would agree the majority who purchased the high retail turnkeys in poor locations ( 50%+ are located in that class seemingly) combined with post 2014, will regret such a move accordingly.

Ahh, I just joined the website and I know my reply is 1 year after the initial post but I have good news :-) I am a rare breed of bankers that do loans for Foreign Nationals, and even better news, I cover all 50 states since we are federally charted.

~MA Experienced REI investors will rarely buy random turnkey sfrs out of state unless that state is Cali.

It is very common to use Docusign or Ziplogix Digital Ink to electronically sign purchase contracts even when they are in town.In a few instances a lender or seller may require "wet ink" but that is becoming pretty rare.

It's incredibly rare that this comes up, literally free money is a great problem to have, and grats!

M2M rarely works out in our favor.

Document your history in case they do file, but it would be very rare if they did.

If you own multiple properties those combined reserves can be used to cover short term shortages of an individual property.  

They fail to understand that motivation itself is a near worthless, fleeting emotion, especially compared to making the effort to form good-habits and discipline combined with gumption. 

Rarely it is 50-50 before splitting with the broker.