I have a fourplex on one of these fourplex/duplex streets, and I think you are on track in that they are products of the density zoning in some areas.

It's about 50% of our total production.

It's not productive to fight for damage reimbursement in Small Claims court and at the same time no way to stop somebody from not paying last month's rent when they given Non Renewal notice.

What I can tell you is that most of the smaller builders are building some of the worst product I have ever seen.

Plus this lender's product is a 40 yr loan with 10 year interest-only at 4.25% and then 30 yr P&I at 4.25. 

I've always taken the approach of providing a great product in a good location (close to blue line and highway as you mentioned). 

I'm only just starting out and I can see where a lot of what you include here is the product of hard-won experience.

It is such a popular product that people are pricing the listings well above anything that can be justified by the rents.

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