Feel free to contact me by PM, email or text and I would be happy to have that discussion.Thanks Steve.Mitch

I have private money lender to finance 10% of my down payment and I am paying other 10% down. 

I'm no expert on this topic, BUT, I know in Oregon the law is written so that the only legal place to smoke is in a private home, which could obviously have an impact on a rental property.

Acquisition for land is $1.5MMBoth houses 6000 s/f, with a listing price of $3.3MM and $2.8MM60% LTV.Term of loan is 24 months.They're not looking to pay north of 9.9% for a loan.If you think this is in your wheelhouse, email me.

Call or email me .

I would contact them myself, however, I do not feel like getting emails with sales pitches for the foreseeable future.

If you have any questions, don't hestitate to email me.

I let the other guys in town try for the max leverage deals.but I am unaware of any lender private or bank that will do 100%  ... what the OP talked about is defiantly an anomaly or they are premier ( high net worth depositers in the bank)

You can get on their listserv and view all of the daily emails on inquiries and advice from the many experienced RE investors in the SJ and Phila area. 

@Gregory Storm I got multiple emails that the price was going up.