But if the property needs $8K in repairs, then using the standard all-cash formula (70% of ARV minus Repairs), it's worth $23.5K at best to an investor.And, yes, a buy-and-hold investor might like the short-term cash flow, but what happens in three years, when the balloon comes due?

My heart goes out to her because she's a single mom who has lived through a tough six years: lost her husband in a motorcycle accident, raising three young children with special needs and survived a bout with breast cancer.

Apparently Bigger Pockets doesn't let me put "ZERO" for Cash Invested...

@Andy JohnsonWelcome to Bigger Pockets.

Hi All,I just discovered Bigger Pockets and it was like the AHA!

Pocket the money?

That said, Indy is going through somewhat of a renaissance... there are pockets that are going crazy, but we are so focused on squeezing the most ROI/cash flow that we don't really worry about appreciation. 

I've been listening to bigger pockets podcast and read many of the forum.

I originally planned on selling in March but having it occupied for another year knowing that I’d save real estate commissions is appealing to the pocket .

For success, any expenses that will be covered out of your pocket, must be re-couped from the tenant's rent over the year.