I personally do a cost seg on every single property I buy (This is not tax or legal advice). 

I realize you wanted a paper trail for everything, but that loses you a lot of ground in personal relationships.

DSCR is a great tool to use when you are self-employed or you want to avoid using personal or business income to qualify.

I've used PenFed, which was really a great product for an owner occupant.  

It’s often said in tech that if a product is free, you might be the product.

I'm, personally, an investor in Midwest markets were I can still cash flow immediately.

@Daniel Stoychev for me personally I’m open to investing most anywhere if the deal is right by the choice between Cook County or not Cook county I will always go with not Cook County. 

Yours being one of them because it is a line of credit, this is not a typical loan product.

If you plan to operate this product, you still need to have cash to bring to the table as well as enough liquidity for rehabbing (you can get reimbursed through draws, but you start out using your own liquid).

All I have found is:https://www.nic.org/nic-map/nic-map-products/I would love to hear if you have found resources!