Usually if you owner occupy you have more leniency than if you’re solely an investor.

@Drew Sygit maybe you misread or I didn’t properly explained.. surely I know Section 8 bares no responsibility while the tenant is gone, I was stating while she was still occupying the home, Section 8 cut off payments.Update: It was a mess but ultimately she was removed within the last month.

@Jeffrey AllenMy answer is it depends on if the note is owner occupied residential, commercial, and the number of notes you own.After experiencing lousy service from a couple of servicers, we decided to service our notes ourselves.

Thank You,Most GSE OO / primary loans have you stipulate you will occupy for 1 year as your primary unless you sell. 

They are occupied with paying tenants and I've owned them for almost 3 years.  

Input what fair market rent is for the one you will occupy, that way you compare properties the same. 

No matter where you focus, you'll have company.I buy single family homes in one target zip code, drilling down into a select few neighborhoods by a development I believe is going to create extreme appreciation and elevate the type of tenant looking to occupy the walkable dwellings.

I would be inclined to say that this very well taken care of/newer, 100% occupied complex, that is located off of a highway in a town of about 100 people would fall in the 7-8 range for Cap. 

If the vacant unit is too small to occupy (eg I have 2 kids; I need to occupy the 3b unit instead of the vacant studio) you have a case. 

I guess my question is, has anyone had any success lately using their VA Home Loan to acquire their owner occupied multi-fam?