Fast forward to now, the market is back up and now that I am trying to Refi again my DTI ratio isn't within range due to when I bought the house we used my wife income but she was not in the loan and now if we use her income she has to be on the loan but has bad credit.

The hardest part of flipping, aside from finding inventory, is valuing the deal.

The rest range between 8-18% but often can be bid down to 0%. 

@John Casmon Hey lets chat, maybe I can assist you with the inventory you are looking for. 

In the price range you mentioned, you would usually need about $50-60k to get in and out safely.

Well I have a Long time friend that I would like to go into this business with and he currently lives in Wisconsin and the home price is more in range in that area.

I am currently looking at about four (4) deals right now from the range of a townhouse (2), a 32 unit, a 6 unit, and a triplex.

I have opportunity to purchase a 4 bedroom 4 bath condo for 99k and of course price varies around that range depending on condition.

It will likely be between $25 and $100 and ask them to give you an on-the-spot ballpark rehab range--best case to worst case.  

I am looking for more of a fixer upper because I will have assistance with the rehab and it should help me with finding a property more in the $150k to $250k price range I am looking for.