I would reply with something along these lines: "Dear Misty, I'm so sorry to hear about your mom's health.

And the property is a 4 unit-- 3 bed, 1 bath. 

For example bed bugs.

This means building up your cash reserves, paying down (or off) your debts, and opening any credit lines you are going to need.

They will tell you how you can call your CC companies and increase your credit line all so you can purchase more of their classes.You might get a good tip here and there, but I wouldn't be surprised if the info they give you only leaves you with more questions.

How do you do your 𝖤𝗇𝖽 of lease when you have someone lined up to move in without vacancy?

The correct line of thinking is "What opportunities in my network and experience can my IRA tap into and get better results than what it is invested in today?" 

It's a little bigger (4 beds, 2.5 baths) than the average rental (2-3 beds) in my area, but I'm surprised that I haven't really gotten any hits.

I would focus on trying to get some good high credit line credit cards with 0% balance transfers, and keep moving the money around until paid off. 

I will not owe anything on this line of credit until I actually pull money out for the repairs.