I am having trouble finding a reliable, efficient, easy to get a hold of, and good handyman work.Usually, people located in Virginia Beach do not want to make the trek out to downtown Suffolk.

No idea what kind of single/shared room demand you would get near UTA.Here is a map for other people for Arlington's STR zone.https://www.arlingtontx.gov/common/pages/DisplayFile.aspx?

I would definitely, 100%, get a good level of liability insurance if you're going to have it as a rental, and even more if it will be a STR, where people will be on vacation and probably partying.

It seems like you value people over Buisness which is exactly what this world needs.

I haven't used Investor Carrot personally and know many people are happy with it.

I know that when it comes to starting your investment journey, you're only as good as the team and people you surround yourself with!

People who take advantage of others are great at reading people and find those who will not say no. 

Quote from @Michael Baum: Hey @Theresa McGallicher, so try not to spend too much time listening to random people on the internet.

There are people there from all walks of life, people coming here on vacation, etc. and I have had luck marketing to them.

Keep in mind if you are doing commercial/portfolio/other loan types then none of this may matter…but for Fannie/Freddie it will.SCHEDULE CThe Schedule C portion of your personal tax returns is where most people file a business that is operated as a “sole proprietorship”.