it takes 10 minutes to understand how to do it.

I understand the concept of wholesaling, and I've found a property I want to go after and find a buyer for.

Consult a lawyer to understand your rights and obligationsHonestly speaking, such issues are indeed very tricky!  

Thank you I understand the concept of the forum.

In most cases, this is enough information to figure out if you have a deal that is going to benefit the client and make sense for them (this is assuming you can get an estimated value of the home you'll be refinancing through other means, otherwise, you might also ask them for their estimate as to what their home is worth).If you're past this point of figuring out whether it's a deal that makes sense for them and you haven't run automated underwriting to determine what documentation is being asked for, here's a pretty standard list:- 2023/2022 W2s (any/all jobs worked during these years, regardless of how long they were on the job)- Most recent mortgage statement for the loan(s) you'll be paying off- Copy of their homeowner's insurance binder or contact information for their homeowner's insurance agent so that you can request this on their behalf- Most recent pay stubs covering 30 days (typically this is the last two pay stubs)- If the property is in a homeowner's association, you'll want a recent HOA statement showing how much the borrower pays for their HOA dues- Copy of the borrower's driver's license or ID card - front and back- If your deal requires an appraisal, you may want to get payment information from the client now. 

Generally you want to stick with what you're good at which is investing and your full time job and find a broker who is good at insurance and understands the investment side of real estate as well.Expanding on my comment further condo insurance is different than a single or multi family home as you are typically insuring the "walls in" of the condo as the association is responsible for the exterior of the building.

I don't mind not seeing the property until after an agreement is in place when a tenant is present, but not being able to see the property when no tenant is present is a bit odd.I'm still trying to understand how the process should go, so thanks again for mentioning when I should expect the rent roll and lease agreements.

Lastly, understand the lifetime value of an investor.

My understanding is that they're just applying for business credit cards for you, and charging you $3500 to do so. 

Personally, I would just let him know that this particular brand does not come with finger guards like the previous one did but you understand his concerns and it if I’m not mistaken, baby proofing is not a part of a landlord’s duty