There are many structures and terms you are able to shift to make sure you have the right option, but it's still takes time and asking the right questions to get there. 

The market has shifted.

To adapt, we're shifting our focus to smaller, underserved markets where affordable housing is in high demand.

Your investment is still secured to the underlying real estate (actually your more secured lending than you are borrowing) as well you get to shift the risks and liability to someone else (ie the borrower) while still collecting passive income. 

Many are staying on the sidelines or shifting gears.

The market in Orlando is shifting - its still a little "neutral" in some areas but increasingly becoming a "buyer's" market, & the cash buyers I've spoken to are feeling it & seeking to adjust their investing strategies.

I'd love to have a software that integrates QBO and PM software seamlessly. 

Rates likely won't shift too much one way or the other.

The downside to rentals in KCMO is that you have to deal with Jackson County property taxes, Happy Homes Inspections, registering your property with the city and that it is slowly shifting to be less investor-friendly. 

@Chris Mignone would love to connect as I'm looking to shift into the Evansville market.