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Updated almost 4 years ago on . Most recent reply

Kristen P.'s profile image
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Kristen P.
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Kristen P.'s profile image
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Kristen P.
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Kristen P.
5
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19
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Private Lending & Conventional Mortgage Advice

Commercial loan rates

Kristen P.
Posted

Hi everyone !

I currently only own 2 family properties purchased with a traditional mortgage. I am curious how the loans work for purchasing a larger (6 unit) property . What are the typical down payment percentages and loan terms ? I am in Nys if that helps.

Thank you !

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Alex Bekeza's profile image
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Alex Bekeza
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Alex Bekeza's profile image
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Alex Bekeza
  • Lender
  • from Los Angeles, CA
  • Member since Mar 7, 2018
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Alex Bekeza
  • Lender
  • Los Angeles, CA
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Alex Bekeza
  • Lender
  • Los Angeles, CA
Replied

@Kristen P. I know of some great small balance commercial programs right now going up to 75%/80% LTV with 30 year fixed terms in the 5s. (no balloon, no adjustments)

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