One was washed down a river in a car.

I work full time as a software programmer and I can't believe how many people that I work with don't have a clue how fix their car or fix a plumbing leak.

Who wants to cash checks and go on vacation or drive a nice car"?

I was 2-3 months behind on my rent and the repo man was looking for my car.

Lets say that you have a $500 car payment.

@Bill Gulley I agree with you, but as mentioned you almost have to take into account that she will need to support her fiance and when you add utilities, cost of food, costs for maintaining those pets, gas, car insurance, etc., it does add up very quickly.

It's not a problem with a seller carring back a second, it's your down payment of only 5%, not enough skin!

I had leased a new car about a month before my offer was accepted.

Dude, I dont want to discourage you, but what you're asking would be similar to showing up at a car dealership reaady to buy a car.....and asking how to drive.Everyone has to start some where, and if you don't understand even the basics of this strategy, then you have a lot of reading to do.

Certain assets are exempt, wedding ring, X dollars in the bank, a car and the primary home to a certain amount.