The economy is super diverse, with lots of government jobs, prices are more affordable, cap rates are higher and demand is far out pacing supply.

I have thought about the appraiser field too after meeting the gentleman but its being squeezed by market forces and also by government regulations after the last housing crisis.

Im just saying besides worrying about expiring eviction moratorium we as landlords need to worry about the laws governing the collecting of the debt.

But you'd probably still want some kind of paper trail documenting the issues and communicating your concerns and reasons for moving to your lender (or, the opposite approach would be to not tell them a thing and hope you don't get caught - which I'm certainly not advocating).Ultimately, they need to believe and verify that moving early wasn't your intent all along, just to try and circumvent the FHA requirements (which would essentially be defrauding the government and using up a finite resource intended to promote home ownership in the US); Giving you an FHA loan could ultimately mean that some other family was unable to get one.

The more the Government "plans" the harder it is for regular citizens (and small landlords) to make plans.

Based on the CARES Act it doesn't matter if it's MTM or 12 month lease, you can't do a non-renewal or evict for non-payment if the property has a federally backed mortgage or the tenant is using government subsidy such as section 8.

I just got a loan through the sba disaster government loans.

Government insured or conventionalClauses in special provisions Tax treatment on mortgage interest payment

The local government agency has made it so easy to get permits approved due to the shortage of housing.I am hoping we could network and attend seminar and grow our business. 

If you have a mortgage backed by Fannie/Freddie/USDA/VA (which is a very large percentage of mortgages), or receive any other type of support from the federal government (Section VIII, etc), you'd actually be breaking Federal law by charging late fees or penalties.