Call local banks and ask them, more than five.

To save extra money, purchase a Menards gift card and then purchase the HW heater on the Menards gift card.

You can even hand out business cards and flyers along the way.Of course you will waste ALOT of time and time is money.

I tell them the conversation I had once with my ex father in-law; he didn't believe in credit or credit cards, and couldn't understand why, when they went out of town, he couldn't just walk up to a rental car company, and plop down full cash, say $500.00 for a weeks rental, as they still wanted a credit card.

Bring cards and if you see something that catches your eye, leave a card on the door; ensure you write the address down for further research; investigate county assessor office etc.Doing your homework prior to just slamming marketing out there and getting to know people is just another avenue to getting deals.  

We agents pay 100% of our expenses (ie cards, signs, marketing, etc).

I have a fidelity solo 401K setup by mysolo401k.com.You get checking and debit cards to invest in real estate or what ever.  

Here is my 2 part question:1) I recently bought some Lowe's gift cards at a discounted price.

It's my new Netflix (move over House of Cards!).

Not to mention that some of the coaches encouraged attendees to raise their credit card limits to the point where they could afford the sometimes 40k+ price tag!