He’s an all state agent who also uses American modern I believe.

They literally bleed Americans for decades and the cost is not worth the employment they achieve.  

@Adriana Balley, google DSCR loans, look at the lenders under the network tab at BP, and check the American Association of Private Lenders to start.

The average American spends well over 30% of their income on housing, so one of the most impactful things you can do to your personal financial situation at your age is house hack, it will set you up to increase your savings rate even further.

Has anyone had experience adding another tenant in this fashion to a house. 

Can go from $25 to $500k…large line.Frost Bank, in Texas only.CALIFORNIA: Bank of Southern California, Bank of West (BNP Paribas), Cal Coast Credit Union, East West Bank, up to 60% LTV with "no docs” San Fran, First Republic, Fremont Bank, Golden1, HSBC, Quorum FCU, Silvergate Bank,TEXASFrost Bank, East West Bank, Hanscom FCU, Trustmark Bank, Veritex, WAFD BankUTAHMountain American Credit Union and America First have great rates for HELOCsAmerica First will do a HELOC on an investment property in Utah.STR DSCR Mortgages (not HELOCs)VisioHost FinancialAmerican HeritageLendingOneRCNTemple View Capital

My husband and I have a knack for finding really good deals, and I have the North American (Canadian) short-term know-how to properly furnish and create systems for a rental.If you'd like to acquire more properties in Italy, feel free to reach out!

American made furniture.

Thanks :)You have lots of financing options, but all of them will be negated if you don't pull permits and do the work in a "workmanlike fashion." 

Being debt-free puts you ahead of most Americans.