From what I've gathered, getting on the phone for a minimum of two hours daily is essential along with networking / marketing skills, luckily I did a lot of cold calls when I sold cars and have pretty good skills overall socially, I just don't know the lingo and don't have anyone to emulate just yet.Thanks for reading my introMay those seeking success find it in abundance today!

Many loan products also require landlord seasoning of up to 2 years.  

You could essentially go to 3 different big banks and get 30k each.

With all of the big hype productions of this and that its really hard for anyone like myself to know what is good information and what's not.  

I also think that the contraction in petroleum production in Texas is going to turn the market from a sellers market to a buyers.

I would suggest talking to a loan officer at your local bank to see what FHA product you may be able to qualify for. 

Know that we as lenders have our production measured based on closing loans, it matters not if it is a refinance or a purchase.

However all they do is essentially apply for a bunch of credit cards on your behalf.

Umpqua has some good products and they are easy to work with.

You're definitely in the right place to start learning about the industry.There are some great VA products out there that you should consider taking advantage of.