Lowest/Highest Interest Rate You've Ever Had?? Refi Now?

[J. Martin]

What was the highest interest rate you ever paid on a mortgage?
The lowest?

My lowest was 3.25% for a 30yr fixed mortgage in Dec 2012 on an owner-occupied 4plex. I refinanced out of this into 4.50% so I could get rid of my FHA loan and do another (along with eliminating PMI).

My highest so far was 4.625%, because we took lender credits for a higher rate. I was just a twinkle in my father's eye when the 30 year rate went over 18% in October of 1981. But would love to hear from some folks who were doing deals back then!!!

Have you written your thank-you letter to the FOMC yet!?!!?

If you didn't refinance everything during the low low's of 2012, or couldn't because values were too low, the 10 year treasury dropped below 1.55% today, and mortgage rates are approaching the historical record lows of 2012!!! :) Go Refi!!

http://www.thestreet.com/story/13453415/1/30-year-fixed-mortgage-rates-continue-to-fall-current-rate-is-343-according-to-zillow-mortgage-rate-ticker.html

@Jay Hinrichs , @Jerry W. , @David Faulkner, @Arlen Chou , @Kathryn M. , @Marcia Maynard ...

What was the highest interest rate you ever paid on a mortgage?
The lowest?

[Jeff Rabinowitz]

My best rate is on a current loan. An adjustable HELOC at prime - 1.01. It recently took a huge leap from 2.24% to 2.49%.