Make sure it's the official government site and not a private service charging a fee.  

Your profession should be the source of all the private money you will need. 

After trying 2 conventional rehab loans that were denied due to high debt/income ratio, I am now trying to get private lenders from people I know.

Everyone here is looking to learn or help or make connections.Send me a private message if you would like to connect here in JAX.Good Luck!

I am now working with a couple private investors in the Sacramento area.  

Your profession should be the source of all the private money you will need. 

I think a private loan through a credit union may work.  

Lots of investors still lurking including the private equity guys that are buying with cash.

Me,I would charge 7% on a no money down loan because you need to make a decent profit and make the note tasty to other note buying cash investors if you wanna sell it before they can refinance and pay you off in 2 years or more.The escrow company will show you how to fill out the paperwork on a private note loan.

TIAI'm holding a private mortgage on a house in Birmingham that I sold on owner financing, and the mortgagee is not paying, so I'm looking to go forward and foreclose so I can get the house back and probably sell it at that point.