Now if you got capital and you can find 3-4k used homes, rehab them and put them on the vacant lots well now you have more flexibility in the capital resource department to scale at a pace you can afford.  

Found a good job that had benefits, and flexible schedule while I also learned the trades.

Local lenders are typically the most flexible and will work with buyers, even if you hit a wrinkle - and almost every deal has one or two.

I just had to be flexible in how I could earn a living at it (and use the money I was making to fund my retirement and taxed accounts to build wealth).

I prefer a HELOC to cash out re-fi due to the flexibility it offers and having access to pull money out or put it back into account to avoid interest charges. 

@Lara Taylor a HELOC on your current residence WOULD work - you can spend HELOC money any way that you please - that's what makes it so flexible.

They often hold their mortgages in house, don't have to conform to F/F rules, and therefore have a lot more flexibility. 

If you're bankable and you want to go that route, with more underwriting scrutiny, less flexibility, usually longer time frame, then go to a local bank or credit union. 

Disqualified parties are lineal family, business partners and fiduciaries to the plan.His IRA will be the lender, fund the note, and receive the payments of principal and interest from you.So long as the note complies with and is enforceable under state law, the terms can be pretty flexible when it comes to factors such as points, amortization schedule, P&I vs interest only with balloon, etc.

They will be much more flexible and open to lending on a property that does not have rental history and they often don't have to look at your personal income.