if I put the same amount of money in an IRA it will eventually run out (around age 92) and they get nothing if I live too long. 

Are people being unpatriotic when they put their kids on the payroll, maximize their IRA contributions, or even shop in a duty-free store?

In 2018 we will net 4x the income brought home from my professional 9-5 job in 2013, AND add over $100k to my self-directed IRA this year.My friend Tom started with FB in 2014 and now owns 75 "doors" and has a contract to buy 3 mobile home parks next month bringing his total doors to 135.

The mention of a SEP IRA indicates you may be.While you could look at a self-directed IRA LLC (aka Checkbook IRA) with a SEP IRA, the Solo 401(k) plan format may be a better option if you qualify as self-employed with no employees.In either case, you can have direct control over the funds and deploy the tax-sheltered retirement savings into investments such as real estate.  

My personal IRA has averaged 14% since 2011 (when I opened it), and 17% over the past year.

I have seen clubs started by agents, contractors, lawyers, hard money lenders, and even an IRA group. 

Roth IRAs have no required minimum distributions during the lifetime of the person who started the IRA.

@Luciano ArmaniI did the self directed IRA.

@Medi Sarwary I put 100% in my self directed ira and keep a percentage semi liquid.

How do you personally allocate that money in regards to going toward an index fund/IRA or a future real estate investment?