This liability policy is really to protect me, however, if something really bad were to happen on this property, this insurance would be utilized in a defense, which would also protect the owner of the home.

Utilities is one easy way and there are others.And yes, they may be keeping a more watchful eye on your loan knowing you are wanting to sell.

I do understand that they don't want to pass out a lease they basically paid for that could end up being used in that community, but it also tells me they are pretty locked up in thier thinking, probably due to thier attorney.I'd say reviewing the lease prior to hiring them would be more than reasonable and you should be able to add any addendum you like, so long as it doesn't violate local law or custom and it doesn't make thier job leasing more difficult.It also tells me that in the event any issue pops up, this PM may lack experience in dealing from a managerial standpoint attempting to follow strict guidelines, doesn't sound like they might be ver flexible, even if common sence should prevail.Could be too you need to do some more stroking, making the PM more comfortable with your requirements.PMs need to understand they represent you, you drive the bus and they oversee your directions.

And, of those, only about 10% will actually give one to a new customer.

I'll check with some lenders - but based on my research on the internet - it seems everything is up to the appraiser to deem it as a accessory unit vs. an accessory dwelling vs. a second unit (i seems it might depend on whether there are separate utilities)FWIW: I checked with the town and the apt has a CO - can I assume that it is indeed a legally inhabitable and rentable apt?

I get a lot of referrals, so I believe I'm pretty decent with customers and marketing.

If all else fails, you could consider utilizing a skip trace service such as TLO.com or accurintOnce you have their information, reach and out touch them with a marketing piece or phone call.

Last week, I asked the head of the branch if they had other customers doing what I am doin and he said I was the only one.

Also consider the value of your customer service that could be a factor in increasing monthly casflow.

I have paid less than $10k a year to other organizations (not RE orgs) and have received far superior services/customer service.- Reponses via email or phone from the realtors at LS is not of top notch quality.