It’s just all about finding motivated sellers who would be willing to do them. 

Even when corn was 8$ bushel people were only getting 300 acre for large fields that were very productive. 

They have a portfolio product, as well as a line of credit.

I'm a licensed life agent myself in CA (OK68442), and have a couple clients that do fund their RE purchases with life insurance loans and its a fantastic product for that. 

Howdy @Talha MakkiI definitely prefer Free and Clear distressed properties with motivated sellers. 

What attracted me to BP was the network of people who actively participate in the forums and wanted to connect with like-minded individuals.

Also, make sure you are asking for the right product at your local bank.

Also, why can't you ponder an LLC name and still be productive?

One just need read the law for a very easy understandingThe preceding sentence shall not apply to any foreign taxes described in subsection (a)(3) or to any taxes described in paragraph (1) and (2) of subsection (a) which are paid or accrued in carrying on a trade or business or an activity described in section 212.And then the reference from the above law to IRS Code 212(1) It has been paid or incurred by the taxpayer during the taxable year (i) for the production or collection of income which, if and when realized, will be required to be included in income for Federal income tax purposes, or (ii) for the management, conservation, or maintenance of property held for the production of such income, or (iii) in connection with the determination, collection, or refund of any tax; and(2) It is an ordinary and necessary expense for any of the purposes stated in subparagraph (1) of this paragraph.And for even simplified version, just look at the IRS guidance on the subject...What Deductions Can I Take as an Owner of Rental Property?

I used Guidant Financial to set mine up, I don't think they offer that as a product any longer.