, and we came across a three property 450 unit portfolio in surrounding counties for a total acquisition price of about $50M.

@Alex Kamunyo Just in case, there are state specific forums on Bigger Pockets and the Texas forum is quite active. 

Since then, I have had three or four more somewhat problematic tenants as well, but not at a level of hostility necessary to assert my lease's conditions about shoveling the sidewalk.

Do you own all three years of the tax liens?

Least amount of money out of pocket How did you find this deal and how did you negotiate it?

If I pulled $25K out with this REFi, I'd be coming out of pocket ($650) for the appraisal and our new payment would be approx $1500 (which is good becuase I think this house would rent for this in todays market and I wouldn't have to come out of pocket on monthly mortgage payment if occupied).

As of now, there are only three tenants occupying the quad. 

I pull one of the three bureaus every 4 months, so that way I can check often (versus pulling all 3 at once, and then having to wait a year until you can get your next free copy).- Tom

I value your opinion and many others on bigger pockets because with no real experience yet, I can only really go off of people who have had experience.

Whatever you offer is cash in his pocket vs losing it to an inevitable tax lien sale = no cash & eventually no where to live.Most of these 'people' are oblivious to any knowledge of financial security so I'd find out what he would take to just walk away flush with cash.